LET Reviewers for Future Teachers 2012

Teachers must have the license; therefore, you have to take the LET and pass the exam accordingly.

If you wish to have LET reviewers and other materials to help you out, please feel free to contact me as I am more than willing to lend a hand.

LET reviewers are now available online. Go and grab the opportunity NOW!

So, strive harder and be in the loop!

Love teaching the way most teachers like me do!

Happy teaching, everyone!

xoxo,

Mommy Mai

PISObilities: Wealth within Your Reach Seminar

Mommy Mai: Count me in! This will be another great learning experience for me and hubby. We'll also invite our families, relatives, friends, and colleagues. 

Join us as we continue to work our way towards financial literacy and success. Let's all celebrate financial freedom together. Register NOW! See you there. Cheers! 

November 17, 2012 

Saturday, 9 a.m. - 12 noon

7th Flr., Social Hall, City State Centre, 709 Shaw Blvd. Pasig

Mr. Francisco Colayco

Php 2000.00

But wait, there's a good deal!

75% discount awaits all students, government employees, PNP/AFP personnel and staff,  and private/public school teachers! Pay only Php 500.00!

Reposting the details of the said financial coaching session with MR. FRANCISCO COLAYCO... or visit this link. Click HERE.

“PISOBILITIES” is a portmanteau word coined by CFE. It refers to one’s ability to earn and manage his one peso and the possibilities of making that same one peso work for him. Each person’s financial life should be like a one peso coin. One side represents his ability to generate active income or the income earned when he invests his talent, sweat and time. 

The other side is his ability to generate passive income or the income earned from savings, otherwise known as investment income. Together these two sides enable him to attain financial independence when utilized effectively. 

Overview

This seminar will equip you with the basics of proper money management – spending, saving, planning & investing.  It will help you realize the importance of having a financial goal and introduce you instruments and strategies on how you can achieve your financial goal/s.

Who should participate?

Ideal for you who would like to take control of your finances, may you be an entrepreneur, employee, executive, professional, student, freelancer, OFW or housewife. Also ideal for couples because money management is a family affair.  Good if you bring your teenagers along.

Key Topics:

Part I

- Why PISObilities?

- Common Behaviors of those who fail

- 5 Financial Activities

- When are we wealthy?

Part II

- Keys to success

- Obstacles to Financial Success

- Quick Net Worth Planning

- Basics of Investing

Seminar Fee

Php 2,000.00 per person (inclusive of snacks, seminar kit, certificate of attendance)

Discounts

50 % discount if payment is settled 1 week before the event.

75% discount for all Students, Government Employees, PNP/ AFP,  and Private/Public School Teachers

Payment Options
Cash at the Colayco Foundation Office/Events – Proceed to the Colayco Foundation Office at Unit 805 Citystate Bldg. 709 Shaw Blvd. Pasig City from Monday to Friday, 9AM-5PM except on legal holidays.

BPI Bank Deposit
Bank of the Philippine Islands (any BPI branch)
Account Name: Colayco Foundation for Education, Inc.
Savings Account #: 0203-2507-97
Fax to +632 637 3731 or email & scan to renzie@colaycofoundation.com

Valid Deposit Slip
Your Name
Your Contact Number and Email Address
Indicate the seminar title

Or you may also pay via 711 convenience stores and 


Contact Numbers
Please call (632) 637-3731, (632) 502-4590, or (632) 637-3741
or call/text mobile number 0917-808-8857
or Email renzie@colaycofoundation.com

Be there!

Women 101: How to be Pregnant When You Have Irregular Periods

E-I-E-A: We want you soon!

After getting married, Hubby and I had a hard time having our first little bundle of joy. After the long wait, regular visits to my OB-GYN, thousands of pesos, sincere prayer intentions, firm faith, and strong hold and belief to miracles, we finally made it in 2007.

Though it was really not a joke to have a baby, we needed to be obedient to whatever my specialist doctor had to say. We religiously obeyed and followed the procedures for a year so we only deserved to be blessed and be given one, our unico hijo, our Eieo.

And now that Eieo's at four, we wish and pray to be blessed with another gift, our second child - claiming that it will now be a daughter, Eiea (Reanne Francesca).

Our Eieo will surely be happy to have a lil sis and be called Kuya!

God permits - we will all be happy, grateful and thankful for another blessing.

As of the moment, we are working our way to being blessed once again. And we are more than willing to grab whatever opportunities that may come along our way.

The following post is a good article for moms and wives like me who are having a hard time conceive due to hormonal imbalances and irregular menstrual periods.  Happy reading!

 Source: Yahoo News

How to make babies when you can’t

Approximately 15 out of 100 couples will consult a doctor due to their inability to conceive.

This condition is labeled as infertility. Science defines infertility as the absence of pregnancy after regular sexual intercourse for a period of one year. Regular sexual activity is further outlined as penetrative sex between  two people of opposite gender occurring at least three times a week.

Many theories have been put forward about this seemingly worldwide epidemic of infertility. I say “epidemic” because according to statistics, infertility affects 15% of all couples worldwide, or about 80 million couples.

Why infertility is on the rise
The most popular (or, rather, unpopular) reason for this heightened surge of childless relationships are chemicals. Plastic is to blame. Plastic has a component called Bisphenol A or BPA. When plastic is exposed to high temperatures, BPA is released causing estrogen-like effects on the human body.

Estrogen is one of the hormones responsible for reproduction. Any excess estrogen will cause several problems for women, from irregular menstruation to infertility to breast and uterine cancer.

Others believe that infertility is due to lifestyle. Excessive exercise, poor sleeping habits, smoking, and alcohol intake are possible culprits.  Another speculation is the late onset of child-bearing in career-driven women.

Whichever the cause, men and women seek solutions to the problem.

Step 1: Fertility tablets
Visiting a doctor is the first step to solving the problem. When you do, it would be good to be armed with a record of at least 6 months of your monthly menstrual cycle. Monitoring and jotting down your daily body temperature for 3 to 6 months is also helpful.

On your first visit, expect to undergo a Pap smear and vaginal ultrasound and for your partner’s sperm to be collected for a sperm count. Make sure you have had no sexual intercourse for the past two days to get an accurate test result.

After the results are evaluated, be prepared for a step-by-step, “trial-and-error” treatment course. The treatment is tailor-made for each couple. The physician goes through several methods to find out which will work.

The first step usually involves taking oral fertility tablets every day for 5 days, usually on the second to sixth day of your menstruation. This method is usually employed from 6 to 12 months until you become pregnant.  A bit of a warning though: fertility tablets give you a 25% chance of conceiving twins.

Read: Infertility may cause mental disorders in women

Step 2: Injectible fertility medications
If tablets don’t work, you’ll proceed to injectable fertility medications with frequent, almost daily ultrasound monitoring to determine when the egg is large enough to rupture. You are then injected with another drug to induce ovulation.

From the time of injection, you will be given from 12 to 24 hours for the egg and the sperm to meet. I suggest dragging your husband away from work and keeping him home to ensure that both of you can have sex within the given time period.

This technique may be used for 3 to 6 months or until your funds run out. A year of injectables and ultrasounds may cause a dent in your bank account.

Read: Male infertility: boxers vs. briefs stirs up hot debate

Step 3: In vitro fertilization
If you haven’t gotten pregnant after a year of trying with the initial drugs and you still want to have a baby, in vitro fertilization or IVF is your next bet.

Be prepared to take out a loan or get your parents to give you your inheritance early. Here in the Philippines, IVF costs anywhere between P500,000 to P2 million, depending on the fertility center and popularity of the specialist. The success rate of IVF here is 30%.

Some of my patients have said that the treatment costs P300,000 in Taiwan, with a “take-home baby” rate of 40%. While that may sound promising, you must factor in your lost income because you’ll need to spend almost 6 months away from work—not to mention springing for your board and lodging and dealing with the language barrier. However, I have met a few satisfied couples who have been blessed with not one but two pregnancies from a center in Taipei.

The procedure involves harvesting your egg and your partner’s sperm and growing it in a petri dish. The union may produce 1 to 8 to 12 viable embryos.  (Remember OctoMom?) You may then choose the number of embryos you want implanted into you and the gender of your baby. The unused embryos are kept in a freezer till you want to get pregnant again.

Once implanted, you will be given extra hormones and put on complete bed rest to allow the baby or babies to attach to the uterine lining. Hopefully, all will survive till term. Many miscarry before the fifth month.

Finally, after all is said and done, it is uplifting to find out that 60% of couples get pregnant after they have given up trying. Many of them conceive with no help from science.

Philippine Festivals, Events and Occasions

Cultural Festivals
Higantes Festival - Angono, Rizal
Kadayawan Festival - Davao City
Lanzones Festival - Camiguin
Mammangui Festival - May 30, Ilagan City
MassKara Festival - Bacolod City
Moriones Festival - Marinduque
Pintados-Kasadyaan - Leyte
Sangyaw - Tacloban City
Ibalong Festival - Legazpi City

Flower Festival
Panagbenga Festival - (Feb 26- Feb 27), Baguio City

Religious Festivals
January
Feast of the Three Kings - 2, Gasan, Marinduque
Bailes de Luces - 5, La Castellana, Negros Occidental
Lingayen Gulf Landing Anniversary - 9, Lingayen, Pangasinan
Feast of The Black Nazarene - 9, Quiapo, Manila
Biniray Festival - 9, Romblon
Hinugyaw Festival (Araw ng Koronadal) - 10, Koronadal City
Binanog Festival - 10-16, Lambunao, Iloilo
Sinulog (Kabankalan) Festival - 10-16, Kabankalan City
Coconut "Coco" Festival - 15 (week long), San Pablo City, Laguna
Makato Santo Niño Festival - 15, Makato, Aklan
Pasungay Festival - 15, San Joaquin, Iloilo
Batingaw Festival - 16, Cabuyao City
Kahimunan Festival - 16, Butuan City
Pangisdaan Festival - 16, Navotas City
Kinaradto Festival - 16, Buenavista, Guimaras
Batan Ati-Ati Malakara Festival - 16, Batan, Aklan
Fire Works Display and Contest - 16, Iloilo City
Caracol Festival - 16, Makati City
Bansudani Festival (Feast of The Divine Savior) - 17, Bansud, Oriental Mindoro
Sadsad sa Kalye - 19, Janiuay, Iloilo
Pandot sa Bacolod - 20, Bacolod City
Binuligay Festival - 20, Jamindan, Capiz
Feast of the Santo Niño - 3rd Sunday, Nationwide
Ati-Atihan Festival - 3-16, Kalibo, Aklan
Dinagyang Festival - 22-23, Iloilo City
Sinulog festival - Cebu City
Sto Niño de Malolos Festival - 30, Malolos City
Pintauo Festival - 21, Ibarra, Maasin City
Altavas Santo Niño Festival - 21-22, Altavas, Aklan
Feast of Our Lady of Peace and Good Voyage - 24, La Carlota City
Ibajay Ati-Ati Municipal and Devotional Fiesta - 24-25, Ibajay, Aklan
Dinagsa Ati-Atihan Festival - 24-30, Cadiz City
Sana-aw Festival - 28, Jordan, Guimaras
Hinirugyaw Festival - 30-February 6, Calinog, Iloilo
Balot sa Puti Festival - 31, Pateros
The Boracay International Funboard Cub - 31-February 5, Boracay Island
Boling-Boling Festival - 28 Catanauan, Quezon

February
Salakayan Festival - 1-6, Miag-ao, Iloilo
Pabirik Festival - 1-2, Paracale, Camarines Norte
Bicol Arts Festival - 1-28, Legazpi City
Festival of Hearts - 1-14, Tanjay City
National Arts Month - 1-28, Nationwide
Lavandero Festival - 1-6, Mandaluyong City
Suroy sa Surigao - 1-28, Surigao City
Feast of Our Lady of Candles - 2, Iloilo City
Pamulinawen - 2-10, Laoag City
The International Bamboo Organ Festival - 3-11, Las Piñas City
Guling-Guling Festival - 5, Paoay, Ilocos Norte
Kali-Kalihan Harvest Festival - 6, Salvador Benedicto, Negros Occidental
Fiesta Tsinoy - 6, Legazpi City
Tinapay Festival - 7-13, Cuenca, Batangas
Fistahan - 9-15, Davao City
Chinese New Year - Nationwide
Bulang-Bulang Festival - 9, San Enrique, Negros Occidental
Davao Chinese New Year - 9-17, Davao City
Pabalhas sa Tablas - 11, Candoni, Negros Occidental
Spring Festival (Chinese Lunar New Year) - 11, Baguio City
Tinagba Festival - 11, Iriga City
Tiburin Horse Race - 12, Pasay City
Pamaypay ng Caloocan Festival - 12, Caloocan City
Sambalilo Hat Festival - 13, Parañaque City
Feast Day of Santa Clara - 13, Pasay City
Local Media Familiarization Festival - 13-19, Cagayan de Oro City
Serenata - 14, Pasay City
Harana: Karantahan nin Pagranga (Music Festival) - 14, San Jose, Camarines Sur
Blooming Hearts Day - 14, Baguio City
Suman Festival (Aurora Day) - 14-19, Baler, Aurora
Apayao Province Foundation - 14, Apayao
Kalinga Province Foundation - 14, Kalinga
Philippine Military Academy Alumni Homecoming - 18-19, Baguio City
Kapayapaan Festival - 18-20, Jose Abad Santos, Davao del Sur
Bicol Regional Tourism Councils Assembly - 18-19, Naga City
Pasayaw Festival - 19, Canlaon City
Babaylan Festival - 19, Bago City
Iloilo Paraw Regatta Festival - 19-20, Iloilo City
Mutya ng Caraga - 20, Butuan City
Balsahan Festival - 20, Sibunag, Guimaras
Asinan Festival - 20, San Lorenzo, Guimaras
Cebu International Furniture and Furnishings Exhibition - 21-27, Cebu City
Kalilangan Festival - 21-27, General Santos City
Caraga Anniversary - 23-25, Caraga
World War II Anniversary - 23-September 3, World War II Sites
Sibug-Sibug Festival - 23, Zamboanga Sibugay
Araw ng Zamboanga Sibugay - 24, Zamboanga Sibugay
Cebu City Charter Day - 24, Cebu City
Mindanao Dive Congress Fiesta - 24-25, Davao City, Island Garden City of Samal
Adivay - 25, La Trinidad, Benguet
Dia de la Ciudad de Zamboanga - 26, Zamboanga City
Hil-o Hil-o Festival - 26-28, Ma-ayon, Capiz
Itik-Itik Festival - 27, Pasig City
Maniambus Festival - 27, Negros Occidental Provincewide
Sambayan Festival - 28-March 31, Tobias Fornier, Antique
Kalilangan Festival - 21-29, General Santos City

March
Kaamulan Tribal Festival - 1-6, Malaybalay City
Rodeo Masbateño - 1-April 2, Masbate City
Araw ng Island Garden City of Samal - 1-7, Island Garden City of Samal
Pasig Summer Music Festival - 1-31, Pasig City
Parade of Festivals - 1, Muntinlupa City
Payvanuvanuan Festival - 1-31, Mahatao, Batanes
Zamboanga Peninsula Summer Event - 1-31, Zamboanga City
Sugbahan - 2-14, Davao City
Pacto de Sangre de New Washington, Aklan (Blood Compact of New Washington, Aklan) - 3, New Washington, Aklan
Council of Balabago Reenactment - 4-5, Culasi, Antique
Puerto Princesa Foundation Day - 4, Puerto Princesa City
Bangkero Festival - 6-10, Pagsanjan, Laguna
Arya! Abra Festival - 7-11, Bangued, Abra
Tinguan Festival - 7-11, Bangued, Abra
Panagtagbo Festival - 7, Tagum City
Vis-Min Travel and Lifestyle Show - 7-9, SM City Cebu Trade Hall
National Women's Month Celebration Exhibit - 8-12, Manila
Birth Anniversary of The Late President Jose P. Laurel - 9, Tanauan City
Holistic Festival - 9-11, Labrador, Pangasinan
Bantayan Festival - 9-15, Guimbal, Iloilo
Araw ng Dabaw Celebration - 10-16, Davao City
Pintados de Passi Festival - 13, Passi City
Strawberry Festival - 14-20, La Trinidad, Benguet
Homonhon Landing Anniversary - 16, Homonhon, Eastern Samar
Lugahait Festival - 16, Lugait, Misamis Oriental
Semana Santa sa Iguig Calvary Hills - 16-23, Iguig, Cagayan
Butuan - China Trade Mission Anniversary - 17, Butuan City
Soli-Soli Festival - 18, San Francisco, Cebu
Banana Festival - 18-19, Baco, Oriental Mindoro
Mayon Conquest - 18-20, Albay Provincewide
Sulyog Festival - 19, Bongabong, Oriental Mindoro
Sinigayan Festival - 19, Sagay City
Tabak Festival - 19-22, Tabaco City
Pasko sa Kasakit (Semana Santa sa Bantayan) - 20-21, Bantayan, Cebu
Semana Santa sa Bikol - 20-27, Calabanga, Camarines Sur
Panaad - 20-21, Camiguin Provincewide
Senakulo - 20-27, Nationwide
Semana Santa at Balintokatok sa La Salette Shrine - 20-27, Santiago City
Pagpapako (Lenten Week) - 21-26, Baler, Aurora, Casiguran, Aurora
Cenakulo (Cainta, Rizal) - 21-26, Cainta, Rizal
Lenten Observance (San Pablo City) - 21-26, San Pablo City
Buhing Kalbaryo - 21-26, Cebu City
Semana Santa (Dipolog City) - 21-26, Dipolog City
Semana Santa (Agoo, La Union) - 21, Agoo, La Union
Moriones Festival - 21-27, Marinduque Provincewide
Turumba - 21-26, Pakil, Laguna
Pagtaltal sa Guimaras - 21, Jordan, Guimaras
Cutud Lenten Rites - 21, San Fernando City, Pampanga
Pamalandong ha Palo - 21, Palo, Leyte
Alimango Festival - 22, Lala, Lanao del Norte
Torugpo - 22, Carigara, Leyte
The Birthday of General Emilio Aguinaldo - 22, Cavite Provincewide
19 Martyrs of Aklan Celebration - 23, Kalibo, Aklan
Sunduan ha Carigara - 23, Carigara, Leyte
Kabanhawan Festival - 23, Minglanilla, Cebu
Lucky Summer Visitors - 24, Baguio City
Semana Santa at Silay City - 24-27, Silay City
Malibay Cenaculo - 24-25, Pasay City
Katkat Sakripisyo sa 3,003 Steps - 24-25, Dipolog City
Live Stations of The Cross at San Carlos City - 25, San Carlos City
Pagtaltal sa Barotac Viejo - 25, Barotac Viejo, Iloilo
Kalbaryo - 25, La Carlota City
Paghukom - 25, Calinog, Iloilo
Kapiya Display and Pasyon Singing Contest - 25, Santa Barbara, Iloilo
Ang Hatol (The Way of the Cross) - 25, Cainta, Rizal
Giwang-Giwang - 25, Binangonan, Rizal
Salubong sa Angono - 26-27, Angono, Rizal
Lenten Festival of Herbal Preparation - 26, Siquijor, Siquijor
Cuaresma - 26-27, San Jose de Buenavista, Antique
Sugat sa San Carlos - 27, San Carlos City
Hudas-Hudas - 27, San Jose de Buenavista, Antique
Salubong at Ang Pasko ng Pangkabuhay (Feast of The Resurrection) - Parañaque City
Kisi-Kisi Festival - 27-31, Negros Occidental Provincewide
Manok ni San Pedro Festival - 27, San Pedro, Laguna
Haladaya Festival - 27-April 3, Daanbantayan, Cebu
Siargao International Mountain Bike Cup - 27-31, Siargao Island, Surigao del Norte
Tobacco Festival - 28-29, Candon City
Katkat sa Dipolog - 28-April 3, Dipolog City
Gawagaway-yan Feastival - 30-April 13, Cauayan City
Sinugdan (Commemoration of The First Christian Mass) - 31, Limasawa, Southern Leyte
First Easter Mass Celebration - 31, Mazaua Island, Butuan City

April
Via Crusis - 1, Cebu City
Pandan Festival - 2-3, Luisiana, Laguna
Pak'kaat Kallo - Holy Week, Magpet, Cotabato
Lamilamihan Festival - 3rd week, Lamitan, Basilan
Tanduyong Festival - San Jose, Nueva Ecija

May
Obando Fertility Rites - May Obando, Bulacan
Domorokdok Festival-May 4 Botolan Zambales
Pahiyas Festival - May 15, Lucban, Quezon

And many more!

Tragic Death of a Kid at the Pittsburgh Zoo

I was on my search as to what I should blog about today until I have come across yahoo.com.ph - seeing a news about this two-year old kid who was killed at the Pittsburgh Zoo. Then, I got so interested in knowing the details and finding why this had happened.

Here are the recent news and posts about the said tragedy:

An outing to the Pittsburgh Zoo turned into tragedy on Sunday when a woman put her young son on top of a railing so he could get a better look at some wild African dogs.

Officials are still trying to piece together exactly what happened, but the mother apparently stood her son up on top of a wooden railing over the pen and was unable to catch him when he lost his balance. He fell 12-14 feet into the enclosure and was immediately attacked by the animals–sometimes called African Painted Dogs–as he lay prone. Police say they are awaiting an autopsy to verify whether the boy died on impact or if his death was caused by the mauling.

The animals–11 in all–were reigned in by zoo keepers except for one, which was so aggressive it had to be put down on the spot. Bystanders said they heard screams and the shots that rang out when that animal was killed, and describe it as a horrible tragedy.

“They are one of the most aggressive predatory animals in the wild,” animal expert Jack Hanna said. “I don’t care if a zookeeper, a policeman, a tranquilizer gun, whatever would have been right there, could not have helped. Sorry is not a word that I can even say…I don’t know what word to use. Just, my heart aches for everybody.”

2-Year-Old Dies In Pittsburgh Zoo's Wild Dog Exhibit
by The Associated Press

A mother's attempt to give her two-year-old son a better view of wild African dogs turned into a "horrific" tragedy at the Pittsburgh Zoo after the boy fell into the exhibit and was attacked by a pack of the animals as relatives and bystanders looked on.

Lt. Kevin Kraus of the Pittsburgh police said the attack happened at about 11:45 a.m. Sunday after the mother picked the child up and put him on top of a railing at the edge of a viewing deck. "Almost immediately after that he lost his balance, fell down off the railing into the pit, and he was immediately attacked by 11 dogs," Kraus said. "It was very horrific."

It's not yet clear whether the boy died from the fall or the attack, said Barbara Baker, president of the Pittsburgh Zoo & PPG Aquarium. Zoo officials at first estimated the boy fell 14 feet, but police said it was 11. It's not clear which is correct.

Authorities said that zoo staff and then police responded "within minutes" but visitors described that time as being filled with screams for help. Zookeepers called off some of the dogs, and seven of them immediately went to a back building. Three more eventually were drawn away from the child, but the last dog was aggressive and police had to shoot the animal.

Experts said the death is highly unusual.

Steve Feldman, a spokesman for the Association of Zoos and Aquariums, said no one he's spoken to can recall any deaths of children at an accredited zoo over the last 40 years or more. Feldman said the Pittsburgh Zoo successfully completed its 5-year review in September, which means it meets or exceeds all safety standards.

Authorities didn't release the name of the boy or his mother, but say she is 34 years old and lives in Pleasant Hills, just outside Pittsburgh. The boy's father arrived on the scene soon after the accident, police said.

The zoo was immediately closed, and it was not clear when it will reopen, authorities said.

The so-called painted dogs are about as big as medium-sized domestic dogs, and 37 to 80 pounds, according to the zoo. They have large, rounded ears and dark brown circles around their eyes and are considered endangered.

The attack happened in a 1.5 acre exhibit called the Painted Dog Bush Camp that's part of a larger open area where elephants, lions and other animals can be seen. Visitors walk onto a deck that is glassed on the sides, but open in front where the roughly four-foot railing is located.

In May, some of the dogs crawled under a fence and escaped into a part of the exhibit that's usually closed. The zoo was on lockdown for about an hour as a precaution.